Marriage/Fiancee Visa-You Need One

There are a number of requirements for any foreign national desiring to live in the U.S. to be able to obtain a Marriage Visa. A marriage visa differs from a fiance visa in a number of ways, the principal difference being a marriage visa requires the foreign national to actually be married to the American citizen.

In order to obtain the marriage visa for a foreign spouse, the American citizen will need to submit the I-130 Form, the Petition for Alien Relative immigration form. After the American citizen submits the petition to the Immigration Office, the US Embassy and the National Visa Center will take care of the rest of the details. Once processing of the request has been completed and the petition approved, the foreign spouse will be permitted residence within the United States.

An IR-1, or Immediate Relative, visa permits the foreign spouse immigration rights to the U.S., and a CR-1, or Conditional Residency, visa is given to those who have been married for under 2 years. To begin the process, the American citizen should apply for a K-3 visa, which allows the foreign spouse to enter the country on a temporary basis to be with his or her spouse. The visa is usually issued within a few months of the petition being lodged, which will allow the foreign national the ability to enter the U.S. in order to complete the marriage visa process.

An additional form will need to be filled out and submitted in the Immigration Office, the I-129F, which is a petition requesting permission for the foreign spouse to enter the country. This is a remnant of the old system of handling these visa requests, but it is still vital that the form be filled out.

The requirements that must be met in order to qualify for the visa are:

* The foreign national and the American citizen must legally be married, and must be able to produce a marriage certificate validating their marriage. Only living together for a number of years is not a valid proof of marriage, and foreign spouses that are not legally married to an American citizen will not be granted the marriage visa due to the American citizen's ineligibility to sponsor an entry visa

* The petitioner must be over 18 years of age, and will need to sign an Affidavit of Support in order to prove sufficient income to sponsor an entry visa

* The American citizen is required to have a residence within the Unites States.

There is an alternate process to filing a marriage visa petition for those who live outside of the United States, which follows a similar process in the foreign country. The American national should visit his local embassy and should file the petition. The request will pass through the same channels as the marriage visa, the end result being that the foreign national is allowed entrance into the United States.

Many couples will return to American soil directly after the marriage, in order to present the necessary paperwork and expedite the process. Visas for the children of the foreign spouse are also able to obtain a visa, the K-4 visa.

5 reasons you should import Japan cars

Why would anyone want to import cars from Japan? I know it may sound crazy to you why people are doing so when they can actually buy Japanese cars locally. It does not matter whether you are in the US, UK, Australia or Canada, you can surely get a Japanese car in where you are living. But there are good reasons why you should consider importing cars from Japan. Do not blink your eye as I explain to you in a flash.

Wide Car Selection

When you import cars from Japan, you get to choose from a whole lot more options than what you get locally. On top of that, you can buy cars from online auctions in Japan from private sellers, car yards, and used car auctions. You can feast your eyes on the hottest models in Japan.

Huge Savings

Another advantage to import cars from Japan is in the savings you get. You see, it is not uncommon to save up to 30% when you ship your car from Japan than you were to purchase one locally. If you are paying $10,000 for a used Japanese car here, you could probably buy a similar model for $3000 less. So is it worth the effort importing cars? The answer is Yes!

New Car Model

Give you ego a jab by being the first car driver of a popular car model. You will find some real gems when you import cars from Japan. You can be the very first person who is driving a cool new car model before everyone else does that.

Buying and Re-Selling for Profits

Even if you are not buying a Japanese car for your personal use, you can always consider this as a business opportunity. Let you in on a secret. A handful of guys are making huge profits from by importing Japanese cars. This is because the margin is wide and you get to save quite a fair bit if you import a few more at a time. Why let the used car dealers be fattened in their wallets when you can join in to profit from this business.

Guide Available

While the idea to import cars from Japan may sound overwhelming, it is not if there is a guide to assist you. There are guides around. There is one particular one that teaches you how to import cars from Japan to Australia, US and Canada. You will learn how to import a quality Japanese car like a Skyline, Supra or Delta wagon to your country for as low a price as possible. You will also learn what to do with respect to customs and registration requirements.

With so many good reasons, there is no reason why you should not consider importing Japanese cars. Check out my car blog if you are keen to import cars from Japan.

Mortgage Refinance-The easiest way to build your home

Many people have home mortgage loans that were taken out when their financial situation was a lot rosier than is now the case. If you lie awake at night wondering how you are going to keep up with the repayments on your mortgage, it is important to know that there are options you can consider, for example refinancing. Understanding when you should refinance a home loan, and when you should sit tight is not always easy, the following advice should help you to develop a clearer understanding on this important subject.

To start with you should realize that if after cutting back on various expenses you still fall short of the funds needed to keep up with your financial obligations, action does need to be taken. If you were to ignore the problem, it will not got away, in fact you may come home to find an eviction notice on your door.

Most financial experts suggest that refinancing is the best course of action to adopt if the new interest rate drops by at least two per cent. Over the full term of the agreement, this decrease in interest can result in a considerable financial saving, what's more it would allow for less money being needed to be found each month.

If you are considering relocating in the next few years, refinancing may not be the best option. The overall cost of refinancing, and being burdened with a new contract may not be practical. In such a situation, a short sale may be more suitable.

When considering what action to take, it is in your best interest to contact as many different lenders as possible, traditional banks can offer refinance deals but now there are also online companies who can also be worth checking out. You will discover when shopping around that the rates and terms offered can vary greatly, do not get disheartened if at first the refinancing deals are not so suitable.

Qualified financial advisers can be contacted to provide professional assistance to help you make the right decision. Such experts may even be able to negotiate with lenders for you to help you get the best possible deal.

Refinancing a home mortgage loan does not have to be a complicated proposition. As long as you meet certain eligibility criteria, such as earning above a specific threshold, there is no reason to have concerns about whether the application will be approved.

Kenyan Website Hosting is Clumsy

Finding a web hosting in Kenya took me more than days. I should say it took me weeks. I started off with some local providers like the Africa online and Kenya web. But soon found that the Bandwidth I required was not provided. I also came to know that some of my friends and clients in the America were not able to see my website due to the Bandwidth limits. After a lot of procrastination, I came to the conclusion that I should use a provider who is global and not a local provider. At the end of the day it does not matter where I host my website as long as every one around can access it.

So what's all about the Web hosting in Kenya which makes it so bad?

1. Poor infrastructure.
2. Very bad customer service
3. Poor Turn Around time
4. Google Hardly recognizes my website.

That was enough to tell me that I had to move forward with a decent web hosting provider. But who can give me a decent hosting for a limited budget? I had to pick some Funny Indian company which would probably rip my money off and not provide anything.

I tried a few, some went off the Roof. It was worse than that of Kenya. It was nearly when I gave up that I found a decent web hosting company. The rates they gave were quite decent and payment was accepted through credit cards. Service was Excellent. And for a money back guarantee, I was taking the risk of not losing anything at all.

It worked at last. Today, Kenyan Hosting companies charge a bomb of money for hosting and I get it at a fraction of the amount. 99% up time and much more than anything the Kenyan local company can provide. So why go for a web hosting company in Kenya. Shoot out for someone who will charge you lesser and will of course be worth your while and money.

Women Breast Cancer dynamics

When thinking about the people in life that we love the most; that we try hardest to protect and that we'd be lost without, we tend to think of the women in our lives. It is our mothers, grandmothers, sisters, wives, daughters and other special women that we feel the most protective over. Unfortunately, they are also the people most likely to be diagnosed withe breast cancer. According to the National Cancer Institute, 1 in 8 women are diagnosed with breast cancer in their lifetime.

Luckily, breast cancer does not have to be a life sentence. Detecting it early equals a greater chance of survival. Cancer in the breast can be detected by self breast exams (SBE), clinical breast exams (CBE) and mammograms. Taking the time to learn about breast cancer and informing others can help save a life of the people we love.

Self breast exams should be done monthly after the woman's menstrual cycle. There are several steps to performing a SBE. First, without a shirt or bra on, a woman should examine her breasts in the mirror looking for warning signals such as lumps, dimpling, discharge or any other sudden changes in the appearance of the breast. Continue looking at the breasts with both arms above the head. Second, lying down with the right arm overhead, use the three middle fingers of the left hand to feel around the right breast. Starting at the nipple and moving outward, make circular motions around the breast using light pressure, then medium pressure and hard pressure. Next, using the same fingers, feel the breast in lines going up and down the breast from the nipple. Switch the arm and the hand and redo the steps on the left breast. Although doing SBE's is not the recommended method for finding breast cancer, it is highly important in helping women know what is normal for their breast and their body while helping to spot any changes.

To assist in early detection, women over 20 are also encouraged to get clinical breast exams (CBE) by their doctor every three years and every year after age 40. The process of a CBE is much like that of a SBE only it is done by a trained medical professional.

While self breast exams and clinical breast exams are important factors in detecting breast cancer, the most effective tool is a mammogram. Mammograms are recommended yearly for women over 40.

The best detection method is to use all three of this exams together as recommended.

While early detection is helpful to survive breast cancer, there are also steps that can be taken to prevent it. A person can help to prevent breast cancer by limiting alcohol consumption to 1 drink a day, exercising regularly, knowing their body and knowing their family history.

Natural way to clear Facial Pimples and Acne

Natural treatments for teenage acne are growing in popularity. Many prescription medications can be expensive and often have several side effects. Teenage acne is a common skin problem that can be embarrassing and can lower your self esteem. Below are some natural treatments to cure your teen acne so you can have a clear face without using expensive chemicals or treatments.

Baking Soda: Mixing baking soda with a small amount of water makes a great and effective facial wash. Mix it together to form a paste. Lightly wash and gently rub your face for one minute and rinse with warm water. Washing your face with baking soda helps to remove oil, dirt and bacteria from your skin. It also helps remove dead skin cells which can clog pores.

Oatmeal and Egg Whites: Mix one egg white with plain oatmeal and apply to face. This makes a great face mask and works by absorbing any oil from the skin. You can leave it on for 10 minutes and rinse off.

Lemon and Honey: Lemon juice and honey are naturally antibacterial and will help to destroy acne causing bacteria. Mix together and apply on acne covered areas. This works best after washing your face.

Tea Tree Oil and Aloe Vera: Both of these natural treatments are one of the best natural treatments for teenage acne. They have powerful antibacterial properties effective for destroying acne causing bacteria and they also help to unclog pores. They treat and help prevent scars and act as a great moisturizer for your skin too. These natural treatments can be applied several times a day for best results.

Whitening your teeth within 3 Minutes

The question whether dental teeth whitening is better than getting your teeth whitened from home has to be answer in a different way. While both options are good, you need to make a choice according to your personal preference. Well, here is how you can reach a final decision.

1. The Convenience Factor In case you are a high flying executive who does not have any time for dental visits, you need to choose a home teeth whitener from an online store. On the other hand, if you are a housewife who has ample time at hand, you can always opt for a dental visit.

2. The Monetary Factor In the second case, the monetary factor has a major role to play in the decision making process. If in case you are a very rich person who has no qualms of spending $400 on dental teeth whitening visits, you can head for the dentist any time. On the other, if you are a working individual, who understands the true value of money, you can simply opt for a home teeth whitener and save your hard earned money from going astray.

3. The Time Factor Time has a major role to play in deciding whether you would be able to pay a visit to the local dentist or not. If your teeth whitening schedule is rather busy, avoid a dentist and opt for a home based remedy. Otherwise, you can always fix an appointment with the doctor and accomplish your goals with ease.

While both options are good, recession would definitely prefer that you opt for a home teeth whitener and avoid a dental visit.

Holiday Inn beats them all in Nairobi

Holiday inn Nairobi formerly the Mayfair court hotel is a historic hotel, the Holiday inn enjoyed its first heyday in 1940's Colonial Kenya. Despite being purchased by the Bass Hotels Group, the hotel still retains its distinctive architecture and lush gardens.

Location
It is situated in a popular shopping and residential suburb close to the city center. Located only 12 miles from Nairobi's Jomo Kenyatta International Airport, it is within reasonable proximity to the airport.

Room facilities at the holiday inn Nairobi Kenya

The holiday in has a total of 171 guest rooms and 9 suites. The rooms at the holiday inn Nairobi all have a have color TV, radio, telephone, tea/coffee making facilities and private bathroom. You have a choice of smoking and non smoking rooms.

Other in-room facilities in the holiday inn Nairobi include an AM/FM Radio & Alarm Clock, Bathrobe & Bathroom Amenities. They also provide a data port phone and newspaper delivery every morning. A hand drier and iron box and ironing board is provided. The Nairobi hotel rooms are provided with a minibar, a private bath and a work desk. Handicap access rooms are available.

The Nairobi hotel provides Guests with in-room movies and 18-hour room service for that late night snack or full meal.

They serve a range of full English and Continental breakfasts at the Oasis Restaurant adjacent to the meeting rooms and swimming pool.

Health and wellness centre at the holiday inn Nairobi hotel

For the health conscious, the holiday inn provides a wellness hotel centre for relaxation. Working out at the Holiday Inn Health and Fitness Center can be quite relaxing if not invigorating. Guests are spoilt for choice with a range of two swimming pools hence you never feel crowded in a single pool here.

Conferencing at the hotel

The conference facilities at the holiday inn are excellent and meeting facilities can accommodate groups from 20 to 350 delegates.

The airy, soundproofed conference rooms are fully equipped with audio-visual and other meeting aids. Conference refreshments are served at the poolside or in the rooms themselves.

Equipment for meetings at hotel

Meeting Facilities at the holiday inn include 3 large meeting rooms including 2 syndicate rooms. Telephones are provided in each room. 240V electrical outlets are provided in each room. The rooms are airy with good daylight windows. Black out and soundproofing facilities are also enhanced for that privacy in meetings.

The conference rooms are also well served with computer connection facilities, adjustable lighting in some rooms. There is a separate entrance and parking for meeting attendants for the privacy and refreshments are offered for participants in any meeting to include juices, teas and coffees.

Advantage

The holiday inn ground floor rooms open up to the front foyer with lush green and well manicured lawns. Each room has a patio opening to the front foyer where on can relax while reading a book or just basking in the sun. The hotel is placed in a garden full of huge trees that provide cover whilst drawing in the afternoon breeze. The pool side restaurant ha similar effect as one is able to eat and drink in the open and under the shade.

Top 10 UK best cheap universities

Below is a list of the ten biggest universities in Britain, based on student population,facilities and cheap and friendly they are for Kenyan Students. These rankings are sourced from the most recent statistics of 2007-2008, published by the UK's Higher Education Statistics Agency.

1. Open University - 181,695
Topping off the list of the top ten biggest UK universities based on population is Open University or OU which has a population of 181,695 students. One of its most notable features is its open entry policy which doesn't take into account the previous academic qualifications of students applying for most undergraduate courses.

2. Leeds Metropolitan University - 41,215
With a population of 41,215, Leeds Metropolitan University is second on the list of big UK universities. This institution gained university status in 1992 and boasts of 2 campuses located in Leeds and West Yorkshire. The University recently won the award for "outstanding contribution to the local community" at the Times Higher Education Supplement annual higher education awards ceremony.

3. University of Manchester - 37,360
At number three with a student population of 37,360 is the University of Manchester which is a "red brick" civic university located in Manchester. A member of the Russell Group of large research-intensive universities, this institution was founded in 2004. It is also a member of the N8 Group for research collaboration. The students at University of Manchester study 500 academic programs and also have a staff of more than 10,000.

4. Manchester Metropolitan University - 33,155
Manchester Metropolitan University - MMU is a university located in North West England, whose central campus and headquarters are located in the city of Manchester. MMU is third on the list of largest UK universities with a population of 33,155 and it has some outlying facilities in Cheshire.

5. University of Leeds - 32,250
Fifth on the list of top 10 UK universities is the University of Leeds which is also referred to as Leeds University. This "red brick" institution is located in the city of Leeds, West Yorkshire and boasts a population of 32,250 in its student body.

6. University of Nottingham - 31,830
With a population of 31,830, the University of Nottingham is sixth on the list of ten biggest universities in the UK. This is a public research institution located in the city of Nottingham. The university also has other campuses located internationally in Kuala Lumpur, Malaysia, as well as in Ningbo, China.

7. University of the West of England, Bristol - 31,700
The University of the West of England - WWE comes in at number seven with a student body population of 31,700. This university is located in the city of Bristol with the main campus situated at Frenchay. Other facilities include the smaller campus at St. Matthias, the School of Creative Arts as well as a School of Health and Social Care.

8. University of Central Lancashire - 31,245
The University of Central Lancashire - UCLan has a population of 31,245 which makes it eighth on the list of biggest UK universities. This institution of higher learning is located in Preston, Lancashire and was founded in 1828. UCLan has been ranked as the best modern university in North West England.

9. Sheffield Hallam University - 31,090
Sheffield Hallam University is ninth on the list of biggest UK universities with a population of 31,090. This facility is based in South Yorkshire on two sites located in Sheffield.

10. Northumbria University - 30,470
With a population of 30,470, Northumbria University comes in at number ten on the list of the biggest universities in the UK. This academic institution of higher learning is based in Newcastle upon Tyne, in the region of North East England.

Business opportunities galore in Kenya

Named after Mt. Kenya, the second highest mountain peak of Africa & an important milestone; the Republic of Kenya is a melting pot of finance, transportation & communication services of Eastern & Central Africa. Kenya is well-recognized for its copious & abundant wildlife reserves displaying thousands of animal species. The capital of Kenya is Nairobi and currently stands out as the 47th largest country of the world.

The country's economy is market-based and retains a pretty open external trade system along with some state-owned infrastructure businesses. Kenya enjoys an impressive level of computer literacy especially among the younger generation. When in comparison to its neighboring countries, Kenya has a far better social & physical infrastructure. It is known to be a key substitute location in South Africa, serving for all main corporations who are looking for business opportunities by gaining access into the African continent.

The Kenyan Government has been identified as being investment friendly and has authorized many regulatory reforms for streamlining both foreign & local investments. A comparatively large portion of the country's foreign inflow is taken from remittances by none resident Kenyans working in the Middle East, US, Asia, Europe and other countries. Agriculture continues to beat the other sectors by occupying the top position in the country's economy. Tea, coffee, horticultural products are some of the key & most valuable cash crops of Kenya's exports.

Tendering & Procurement Opportunities are fairly good in Kenya. The Kenyan Government has introduced several measures to ensure complete transparency in the procurement system. Ensuring a fair, non-discriminatory, competitive and value for money procurement practices & maintaining high standards. Bidding is open to all bidders from qualified member countries as mentioned in ADB's( African Development Fund) Rules of Procedure for the Procurement of Goods and Works.

Tourism is Kenya's main source of earning foreign exchange. It is one of the most sought ought holiday destinations in the world. Kenyan tourism sector has witnessed a significant change since independence and by the late 1980's it surfaced as the country's major source of foreign exchange. Renowned for its amazing variety of stunning landscapes, cultural diversity and wildlife; Kenya is a wonderful place to visit and offers miles of sultry beaches & coral reef, thick equatorial forests, stunning mountains covered with snow and savannahs

Easiest Way to Register Your Company in Kenya

There are 10 easy steps to company registration in Kenya. You begin at the Companies Registry at Sheria House.

1. Name search: It goes without saying. You need a name. This part take two days and costs under $5.

2. Prepare Memorandum and Article of Association: These documents describe the objectives, rules, subscribers and authorised share capital of your company.

3. Pay Stamp Duty: The amount of money that you pay depends on your declared nominal capital. You begin by collecting four forms from the Kenya Revenue Authority at Times Towers. Two copies go to the Lands Registry, one is retained by you and the other by the bank.

4. Declaration of compliance: A commissioner of oath must sign this form on your behalf.

5. File Deeds at Registrars office: You then need to file your documents at Companies Registry.

This includes your memorandum and articles of association. There is a varied fee attached to this.

6. Register for a Personal Identity Number, VAT & PAYE: This takes a day to register at Times Tower and is free.

7. Register for NHIF: NHIF stands for National Hospital Insurance Fund. This is mandatory medical contribution for your employees.

Register at the NHIF building.

8. Register for NSSF: NSSF stands for National Social Security Fund. It is mandatory to contribute to your employees retirement fund. Registration is done at the NSSF building at the bottom of Valley Road.

9. Register for a Business Permit: This application is made to the City council. You will need office space prior to submitting this application.

10. Get your Company Seal. This is the last bit. You can get good quality company seals from Seal Honey Stationers in Nairobi.